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Financing Options for New HVAC Systems and Repairs

HVAC system installations and repairs have the potential to make a huge dent in your family’s budget. That is why we offer financing options for our customers to make monthly payments that suits their needs.
Epic AC Service’s financing options are Goodleap and Microf RTO (Rent To Own). 

Goodleap has 9.99% APR and no early payoff penalty. To be eligible, customers must have a minimum credit score of 650. 

The Microf RTO (Rent To Own) program is our no-credit option, with lease fees that vary depending on the applicant's risk profile.

Both options require that the applicant be the homeowner and have an active bank account. To learn more about our financing options so you can get started on your home’s HVAC project, contact us today!
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Goodleap is our best option for those who qualify. It has a minimum credit score of 650, but also looks at debt to income ratio and a few other factors to assess overall risk.
  • Goodleap offer's 5, 7, 10, 12 and 15 year terms at 9.99 APR with no early payoff penalty.
  • Payments can range from about $75/month to $250 depending on project cost and term.
  • At least one applicant must be the homeowner.
  • A co-applicant does not have to be.
  • With two applicants, it will pull highest credit score.
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The Microf RTO (Rent to Own) is the no credit option. It is a lease fee instead of an interest rate, and that can vary significantly depending on the risk profile of the applicant. Requirements for applicants and co-applicants are:
  • Must be the homeowner
  • Have an active bank account
  • Must have homeowners insurance
  • Must afford and accept monthly payments based on pre-approval amount.
  • Microf always requires proof of income documentation.
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HVAC Financing for all major hvac manufacturers

  • Allied
  • Amana
  • American Standard
  • Bryant
  • Carrier
  • Frigidaire
  • Goodman
  • LG Air
  • Lennox
  • LUX
  • Mitsubishi Electric
  • Rheem
  • Toshiba
  • Trane
  • York
At some point it's just most cost effective, even with an Epic Maintenance Plan, to replace your HVAC system. The good news is we have easy financing options,  and our maintenance plan subscribers receive an addition 10% off on HVAC system replacements.
Heating & Furnace Repair
Keeping your heating system maintained during the long spell of hot months when it isn't being used is paramount to having it function in those few weeks when it is. Don't forget: Epic Maintenance Plan subscribers get 10% off parts and labor, and 24/7 emergency repairs
Air Conditioning Repair
If you sign up for our Epic Maintenance Plan, you'll likely not need many service calls for your AC unit, but in case you do, remember you have access 24-hour, 7 days a week repairs, and every repair is discounted up to 10%.

See what our customers think about Epic A/C service

Executive Director
Executive Director
March 19, 2024.
These guys are amazing! Service is honest and dependable. Always going the extra mile to ensure their customers are taken care of.
D Ns
D Ns
January 18, 2024.
They have provided fast and personable AC installation. My mother had just moved into a house needing a full AC System. They came out and checked everything and provided us with multiple options. The pricing was competitive and the install was quick. We appreciate their sense of urgency and professionalism as well as personableness throughout the process.
Lauren B
Lauren B
September 20, 2023.
A technician came out within hours of my calling. He arrived when he said he would, diagnosed and fixed the problem quickly. The diagnostic rate was less than competitors, too.
September 11, 2023.
Talked to Kenny on a Saturday needing a new unit installed and the new unit was installed on Monday. Very professional and quick to get my AC up and running all at a very reasonable cost. Anthony (Lead Installer) showed up on time, answered all my questions, was very professional and had my system installed and going very quickly. Highly recommend the excellent services at Epic AC!
Kodi Wilson
Kodi Wilson
August 18, 2023.
I had a great experience with Epic AC Service. Mr. Brandon McCumber was on time, professional, was very courteous of my home and answered all my questions.
William Seal
William Seal
July 8, 2023.
very professional and very fast service.
Ashley Mitchell
Ashley Mitchell
July 7, 2023.
Epic came out and replaced our whole unit today, the guys were great! Cleaned up after themselves and were very polite. Definitely recommend this company.
Garth Woods
Garth Woods
July 5, 2023.
They are amazing..did great work an they are really friendly an they have no problem helping u get ur problem solved..wonderful an very enjoyable company will never use anyone else ..if the need should arise again..100% awesome..
Danny Beavens
Danny Beavens
June 18, 2023.
Epic AC was the only local business that would come out and fix my HVAC unit on Sunday. Even though it was Fathers Day! Their response time was great. From the time I called them until the technician (Brandon) got to my house barely an hour had passed. And about 30-40 minutes later the problem was solved. I will be using Epic AC from here on out and I highly recommend them.

We're available 24/7

CALL 386.623.1609

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Epic AC Repair Done Right
Office Hours 9-5 M-F
Service Available 24/7
Call today! (386) 623-1609
790 SE St. Johns St
Lake City, FL 32025

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